My friend "Phase" is in an elevator with a girl who obviously looks too stupid to know anything about the current financial crisis. She wears a Bank Of America hoodie that her dad most likely gave her.

Phase: Why do you wear sweatshirts that represent failing financial institutions?

DaddysGirl: What do you mean?

Phase: I mean, your bank is fucked. Took out too many subprime loans, their credit's gone to shit.

DaddysGirl: What are you talking about?

Phase: Your sweatshirt dumbass.

DaddysGirl: OMG, I have, like no idea of anything you're saying. I saw this shirt on Chelsea Lately, and I like had to get it.

Phase: Are you even aware the financial world is crumbling?

DaddysGirl: Umm, no, I gotta get to class.

Phase: You obviously go to (university known for obnoxiously spoiled rich girls), right?

DaddysGirl: OMG, like how did you know?

Phase: Because unlike you, I can put two and two together.